60-Day JAIIB Study Plan for May and November 2026

Preparing for JAIIB while you're still doing your actual job is genuinely hard. Customer queries, branch targets, end-of-day reconciliations, and somewhere in between all of that you're supposed to find the headspace to sit with a textbook. It's a real problem, and a structured, day-by-day plan is the most practical fix for it. It removes the guesswork so the only thing left to do each evening is open the book and follow the day's task.

Whether you're targeting the May 2026 JAIIB exam (3rd, 9th, 10th & 17th May) or planning ahead for the November 2026 cycle (1st, 22nd, 28th & 29th November), this 60-day plan is built the way working bankers actually study: short, focused sessions that fit around a full-time job, not around an ideal schedule that doesn't exist.

What Makes This Study Plan Different

Most study plans hand you a syllabus list and call it done. We don't think that's useful. This one breaks each subject into chapter-level daily tasks, tells you what to prioritize, and flags the topics that show up in the exam again and again. You're not spending three evenings on a section that gets one stray question, while a high-frequency topic sits untouched.

The plan covers all four JAIIB papers:

• Indian Economy & Indian Financial System (IE & IFS)
• Principles & Practices of Banking (PPB)
• Accounting & Financial Management for Bankers (AFM)
• Retail Banking & Wealth Management (RBWM)

Each subject gets its own dedicated block of days, with built-in revision time at the end so you're not cramming everything in the last week.

JAIIB 2026 Exam Dates: Know Your Deadlines

If you'd rather watch than read first, here's a video walking through the exact strategy to crack JAIIB in 60 days, what to study, in what order, and the mistakes most candidates make along the way.

▶️ Watch: How to Crack JAIIB in 60 Days - Step by Step Strategy

Watch it, then come back here for the full written breakdown. The two work well together, the video gives you the overview, this article gives you the day-by-day detail to actually follow.

Before you build a study routine, knowing your exam dates helps you count backwards and set realistic daily targets.

For May 2026 candidates: registration has already closed (22nd February 2026). If you're registered, your 60-day window starts now, this plan is your roadmap.

For November 2026 candidates: registration opens 1st August 2026. Use the time before that to start building your base knowledge well ahead of the window.

How to Use This Plan

Three to four hours a day, that's what this plan asks of you. For most working bankers, that's a couple of hours before the shift starts and another hour in the evening. You don't need to write off your whole weekend for this. You need to show up consistently, which is a different and honestly harder thing than one heroic Sunday of studying.

A few things that genuinely help, not because they sound good in a blog post, but because they're the difference between finishing this plan and quietly abandoning it in week four:

Use Sundays for revision, not new chapters. Every Sunday in the plan is a review day. Go back over the week's topics, re-read anything that didn't click, and test yourself with MCQs before moving forward.

Don't skip mock tests. Reading chapters alone won't be enough. After every major topic, attempt related mock tests. This is where you'll catch gaps you didn't know existed.

Fell behind? Use weekends to catch up, don't abandon the plan. Life happens. If a week gets busy at work, use Saturday to cover any missed days rather than giving up on the schedule entirely.

Lean on video lessons when a concept isn't landing. Some topics, like NPA classification in AFM or monetary policy mechanisms in IE & IFS, are notoriously dry on paper. A well-explained video often does what three re-reads of the textbook can't.

Weeks 1-2: Accounting & Financial Management for Bankers (AFM)

AFM trips up a lot of candidates because it mixes accounting theory with practical banking scenarios. Starting here, when your mind is fresh, gives you the best shot at building a solid foundation before the harder conceptual layers come in.

You'll begin with basic accounting principles, the structure of financial statements, and how balance sheets work in a banking context. By the end of week two, the plan takes you through capital budgeting, ratio analysis, and an introduction to taxation as it applies to banking businesses. These topics carry significant weight in the paper, so don't rush through them.

Focus areas: Trial Balance, P&L statements, Cash Flow statements, NPA provisioning norms, Capital Adequacy (Basel norms), and Depreciation methods.

Weeks 3-4: Principles & Practices of Banking (PPB)

PPB is the paper most bankers feel they should know, after all, it's what they do every day. But the exam tests you on the regulatory and legal framework behind everyday banking, which is a different skill from doing the job.

These two weeks cover the banker-customer relationship, types of deposits and loans, negotiable instruments, and the legal aspects of lending. Sections like cheque crossing, garnishee orders, and priority sector lending come up in the exam with surprising regularity, so give them real attention rather than a quick skim.

Focus areas: Banker-customer relationship, types of customers (minor, HUF, partnership, company accounts), loans and advances, DRT and SARFAESI Act, negotiable instruments, and KYC/AML norms.

Week 5: Retail Banking & Wealth Management (RBWM)

RBWM is one of the newer additions to the JAIIB syllabus, and candidates often underestimate how much ground it covers. Week 5 dedicates focused time to retail products, digital banking channels, customer relationship management, and wealth management concepts like mutual funds, insurance, and portfolio basics.

The exam doesn't expect you to be a financial advisor, but it does test whether you understand how these products work and how banks distribute them. If your branch sells insurance or mutual funds, a lot of this will feel familiar. If not, video lessons are especially useful here.

Focus areas: Retail asset and liability products, digital payment systems (UPI, NEFT, RTGS, IMPS), CRM in banking, mutual fund categories, insurance basics, and wealth management principles.

Weeks 6-7: Indian Economy & Indian Financial System (IE & IFS)

IE & IFS is broad, dynamic, and, for candidates who haven't studied economics since college, a bit intimidating at first. Weeks 6 and 7 move from macro-level concepts (GDP, inflation, monetary policy) down to the specifics of the Indian financial system: RBI's role, types of markets, and the regulatory framework governing banking in India.

The goal isn't to turn this into a general economics course. Every topic here is filtered through what actually appears in JAIIB papers, not what's interesting in the abstract.

Focus areas: Indian economic planning and structure, monetary and fiscal policy, RBI functions, money and capital markets, financial inclusion, SEBI, IRDAI, PFRDA, and foreign exchange basics.

Week 8: Full Revision and Mock Tests

The final week isn't for learning new things, it's for locking in everything you've already covered. Move through all four subjects in rapid revision mode: key formulas, definitions, regulatory numbers (CRR, SLR, Repo Rate), and high-frequency MCQ areas.

By the end of week 8, aim to have attempted at least two full-length mock tests for each paper. Use your scores not to judge yourself, but to identify exactly which topics still need attention before exam day.

Tips to Stay on Track

Set a fixed study time every day. Willpower is unreliable; routine is not. Pick a slot, 6 AM to 8 AM, or 9 PM to 11 PM, and protect it.

Keep a "doubt list." When you read something you don't understand, write it down instead of stopping your session to chase it immediately. Bring those doubts to your weekly revision Sunday.

Don't ignore case studies. JAIIB increasingly features case-study-style questions, especially in PPB and AFM. Practicing these through mock tests is the best preparation for them.

Attempt previous year papers. The pattern and language of JAIIB questions is distinct. The more familiar you are with how questions get framed, the less likely you are to misread something under exam pressure.

Join the Ranks of Successful Candidates

Our success stories speak volumes. With testimonials from the May and November 2025 batch lauding the effectiveness of our study materials and guidance, MyOnlinePrep has proven to be a beacon for aspiring banking professionals.

Comprehensive Resources at Your Fingertips with JAIIB Study Plan 2026

Along with the study plan, MyOnlinePrep offers many resources to support your preparation. From detailed video lessons and case studies to a large pool of MCQs and mock tests, every tool is designed to improve your learning experience. Additionally, our platform provides 24x7 expert support to answer your questions and guide you through tough topics.

By following this structured JAIIB Study Plan 2026, you will be well-prepared to tackle the JAIIB exam in 2026 and achieve your certification goals.

To get started, download the PDF of the JAIIB Study Plan 2026 here.

Download the Study Plan

Start on your journey to success with MyOnlinePrep's JAIIB study plan for May and November 2026. Download the detailed day-wise study plan here, and take the first step towards acing your JAIIB exam. At MyOnlinePrep, we are committed to your success. Our structured study plan for the 2026 JAIIB exam is a testament to our dedication to providing the best preparation resources. Start your preparation journey with us today and unlock your potential!

All the Best!

Frequently Asked Questions

Is 60 days enough time to prepare for JAIIB?

Yes, for a working banker who can commit 3 to 4 hours daily, 60 days is enough to cover all four papers if the schedule is followed consistently, including the built-in Sunday revision days and the final full-revision week.

Which JAIIB paper should I start with in a 60-day plan?

This plan starts with AFM in weeks 1-2, since it benefits most from a fresh mind early on, followed by PPB, RBWM, and IE & IFS, with the final week reserved entirely for revision and mock tests.

What if I don't have 60 days before my JAIIB exam?

If your timeline is tighter than 60 days, the core sequence in this plan (AFM first, IE & IFS last) still applies, just compress each block proportionally and protect the final few days for revision rather than new material.

Should I choose the 60-day plan or a 90-day plan?

If your exam is close and you need an intensive, tightly paced schedule, the 60-day plan is built for that. If you're starting earlier and want more breathing room between subjects, our 90-day JAIIB study plan covers the same four papers at a more relaxed pace.