Official Schedule Explained
JAIIB Notification 2026: November Exam Dates, Registration and Fees
The four papers are scheduled for 1, 22, 28 and 29 November. Check the registration status, eligibility, fees, application process, syllabus and official links below.
Scheduled registration period closed
Registered candidates should now focus on preparation and regularly check their IIBF profile for admit-letter and examination-centre updates.
Last reviewed: 11 September 2026
JAIIB November 2026 Notification: Latest Update
According to the current schedule published by IIBF:
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The JAIIB November 2026 examination will begin on 1 November 2026.
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All four papers will be conducted online at notified examination centres.
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The scheduled registration period ended on 1 September 2026.
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JAIIB is open to eligible ordinary members of IIBF.
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The examination consists of four compulsory papers.
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There is no negative marking for incorrect answers.
Candidates should rely on their IIBF profile, admit letter and official IIBF notices for any subsequent changes.
JAIIB Notification 2026: Overview
| Particular | Details |
|---|---|
| Examination | JAIIB November 2026 |
| Full form | Junior Associate of the Indian Institute of Bankers |
| Conducting body | Indian Institute of Banking & Finance |
| Eligibility | Eligible ordinary members of IIBF |
| Application mode | Online |
| Number of papers | Four compulsory papers |
| Examination mode | Online |
| Examination medium | English or Hindi |
| First exam date | 1 November 2026 |
| Last exam date | 29 November 2026 |
| Registration status | Scheduled registration period closed |
| Negative marking | No |
| Official website | https://www.iibf.org.in/ |
JAIIB November 2026 Important Dates
| Event | Date |
|---|---|
| Registration with normal examination fee | 12–18 August 2026 |
| Registration with normal fee plus ₹100 | 19–25 August 2026 |
| Registration with normal fee plus ₹200 | 26 August–1 September 2026 |
| IE & IFS examination | 1 November 2026 |
| PPB examination | 22 November 2026 |
| AFM examination | 28 November 2026 |
| RBWM examination | 29 November 2026 |
| Admit-letter availability | To be made available by IIBF before the examination |
| Result date | To be announced by IIBF |
The above registration dates are based on the schedule currently displayed on the official IIBF JAIIB page. Candidates should check the official website for any extension or revised notice.
View the Detailed JAIIB Exam Schedule
JAIIB November 2026 Exam Dates
The paper-wise examination schedule is:
| Date | JAIIB paper |
|---|---|
| 1 November 2026 | Indian Economy & Indian Financial System |
| 22 November 2026 | Principles & Practices of Banking |
| 28 November 2026 | Accounting & Financial Management for Bankers |
| 29 November 2026 | Retail Banking & Wealth Management |
The exact examination batch, reporting time and venue will be mentioned on each candidate’s admit letter.
Who Can Apply for JAIIB 2026?
The JAIIB examination is primarily open to ordinary members of IIBF.
The main eligibility requirements are:
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The candidate must be an ordinary member of IIBF.
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The candidate should ordinarily have passed Class 12 in any discipline or an equivalent examination.
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A person working in the banking or financial-services industry may apply for IIBF membership if their employer is an institutional member of IIBF, subject to the Institute’s membership rules.
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IIBF may, at its discretion, allow clerical or supervisory staff members of banks to appear based on a recommendation from the bank manager or officer-in-charge, even if they have not passed Class 12 or an equivalent examination.
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Subordinate staff of recognised banking or financial institutions may appear if they are IIBF members and meet the prescribed educational requirement.
Candidates should confirm their eligibility and membership status through the official IIBF portal before registering.
JAIIB 2026 Application Form
The JAIIB application form is submitted online through the official IIBF website during the notified registration period.
The scheduled application window for the November 2026 cycle has closed. Candidates who have already registered should retain their payment receipt and application confirmation.
If IIBF announces any extension or reopening, the application link should become available through the candidate portal.
How to Apply for JAIIB
During an active registration period, candidates can follow these steps:
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Visit the official IIBF website at https://www.iibf.org.in/.
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Select the examination or flagship-courses section.
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Open the JAIIB examination page.
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Click the relevant application link.
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Log in using the IIBF membership credentials.
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Check and confirm the personal and employment details.
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Select the examination centre.
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Choose English or Hindi as the examination medium.
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Verify the papers displayed in the application.
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Pay the applicable examination fee.
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Download the payment receipt and application confirmation.
Candidates should verify their examination centre and selected medium before making payment. A change of medium is not ordinarily allowed later.
JAIIB Examination Fees
The JAIIB examination fees for centres in India are:
| Attempt | Examination fee |
|---|---|
| First attempt | ₹4,000 |
| Second attempt | ₹1,300 |
| Third attempt | ₹1,300 |
| Fourth attempt | ₹1,300 |
| Fifth attempt | ₹1,300 |
Convenience charges and applicable taxes are additional.
Candidates must register and pay the applicable fee separately for every attempt. Additional charges may apply when registration is completed during a late-fee period.
Fees paid to IIBF are governed by the Institute’s applicable refund and adjustment rules.
Documents and Information Required for Registration
Candidates should keep the following details ready while submitting the application:
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IIBF membership number and login credentials
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Updated mobile number and email address
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Recent photograph, if an update is required
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Employment and bank details
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Preferred examination centre
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Preferred examination medium
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Online payment details
The candidate’s name and other particulars should match the information recorded in the IIBF membership profile.
JAIIB Subjects
Candidates must pass four compulsory papers:
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Indian Economy & Indian Financial System
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Principles & Practices of Banking
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Accounting & Financial Management for Bankers
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Retail Banking & Wealth Management
Check the Complete JAIIB Syllabus ↓
JAIIB Exam Pattern
Each JAIIB paper ordinarily contains approximately 100 objective-type multiple-choice questions carrying 100 marks.
| Feature | Details |
|---|---|
| Examination mode | Online |
| Question type | Objective-type multiple-choice questions |
| Questions | Approximately 100 per paper |
| Maximum marks | 100 per paper |
| Duration | Two hours per paper |
| Medium | English or Hindi |
| Negative marking | No |
IIBF may vary the number of questions asked in a paper.
JAIIB Passing Criteria
A candidate can pass JAIIB by satisfying either of the following conditions:
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Securing at least 50 marks out of 100 in each paper; or
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Securing at least 45 marks in every paper and obtaining an aggregate of at least 50% across all four subjects in a single attempt.
Credits for papers already passed can be retained until the applicable time limit for completing JAIIB expires.
JAIIB Attempt and Time-Limit Rules
A candidate receives a maximum of five attempts to complete JAIIB within three years, whichever limit is reached first.
The attempts need not be consecutive. However, an attempt is counted when the candidate applies for the examination, even if the candidate does not appear.
If the candidate cannot complete JAIIB within five attempts or three years, fresh enrolment will be required. Credit for papers passed earlier will not be retained after the prescribed limit expires.
JAIIB Admit Card 2026
IIBF will issue the JAIIB November 2026 admit letter before the examination. Registered candidates should regularly check:
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Their IIBF candidate profile
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The official IIBF website
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Their registered email address
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SMS received on their registered mobile number
The admit letter will provide the paper, examination date, batch or time, reporting instructions and centre details.
Candidates should download it promptly and check all the information carefully. Any discrepancy should be reported to IIBF through the official support channel.
Check Official JAIIB Admit-Letter Updates
JAIIB Result 2026
IIBF will announce the JAIIB November 2026 result after completing the examination process. Candidates will ordinarily be able to access their result or provisional score information through the official IIBF website or candidate portal.
The result date has not yet been announced. Candidates should avoid relying on unofficial result dates circulated on social media.
Important Instructions for Registered Candidates
Candidates registered for JAIIB November 2026 should:
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Download the admit letter when released.
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Verify the paper, date, time and examination centre.
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Complete the first round of all four subjects before November.
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Prepare AFM and RBWM in advance because they are scheduled on consecutive days.
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Practise full-length mock tests under timed conditions.
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Revise applicable banking and regulatory updates.
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Follow the identification and reporting instructions printed on the admit letter.
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Check the IIBF website regularly for any schedule or centre change.
Official JAIIB Links
| Purpose | Link |
|---|---|
| Official IIBF website | https://www.iibf.org.in/ |
| JAIIB information and schedule | https://www.iibf.org.in/exam-courses |
| JAIIB application | https://www.iibf.org.in/exam-courses |
| Admit letter | https://www.iibf.org.in/iibf-portal-guide |
| Rules and syllabus | https://www.iibf.org.in/JAIIB-junior-associate-IIB&F |
| Candidate queries | https://www.iibf.org.in/JAIIB-junior-associate-IIB&F |
The developer should use current official links rather than old or archived IIBF URLs.
Prepare for JAIIB November 2026 with MyOnlinePrep
MyOnlinePrep offers structured preparation for all four JAIIB papers through:
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Concept-based video lessons
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Chapter-wise MCQs with explanations
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Full-length mock tests
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Simplified notes and eBooks
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Practice sets
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AFM numerical questions
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Case-study questions
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Memory-based previous-year papers
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English and bilingual course options
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Performance analysis
JAIIB Syllabus 2026
| Paper | Paper Name | Module | Module Name |
|---|---|---|---|
| Paper - I | Indian Economy and Indian Financial System (IE & IFS) | Module A | An Overview of the Indian Economy |
| Sectors of the Indian Economy | |||
| Economic Planning in India & NITI Aayog | |||
| Role of Priority Sector and MSME in the Indian Economy | |||
| Infrastructure including Social Infrastructure | |||
| Globalisation - Impact on India | |||
| Economic Reforms | |||
| Foreign Trade Policy, Foreign Investments and Economic Development | |||
| International Economic Organizations (World Bank, IMF.etc.) | |||
| Climate change. Sustainable Development Goals (SDGs) | |||
| Issues Facing the Indian Economy | |||
| Module B | Fundamentals of Economics. Microeconomics and Macroeconomics | ||
| Supply and Demand | |||
| Money Supply and Inflation | |||
| Theories of Interest | |||
| Business Cycles | |||
| Monetary Policy and Fiscal Policy | |||
| System of National Accounts and GDP Concepts | |||
| Union Budget | |||
| Module C | Indian Financial System -An Overview | ||
| Indian Banking Structure | |||
| Banking Laws - RBI Act 1934 & BR Act 1949 | |||
| Development Financial institutions | |||
| Microfinance institutions | |||
| Non-Banking Financial Companies (NBFCs) | |||
| Insurance Companies | |||
| Indian Financial System - Regulators and their Roles | |||
| Reforms and Developments in the Banking Sector | |||
| Module D | Financial Markets | ||
| Money Market | |||
| Capital Markets and Stock Exchanges | |||
| Fixed Income Market - Debt and Bond Markets | |||
| Foreign Exchange Market | |||
| Interconnectedness of Markets and Market Dynamics | |||
| Merchant Banking Services | |||
| Derivatives Market | |||
| Factoring, Forfaiting and Trade Receivables Discounting System (TReDS) | |||
| Venture Capital | |||
| Lease Finance and Hire Purchase | |||
| Credit Rating and Credit Scoring | |||
| Mutual Funds | |||
| Insurance Products | |||
| Pension Products | |||
| Para Banking and Financial Services Provided by Banks | |||
| Real Estate Investment Trusts (REITs) and infrastructure investment Trust | |||
| Paper - II | Principles and Practices of Banking (PPB) | Module A | Banker-Customer Relationship |
| AML- KYC Guidelines | |||
| Operational Aspects of KYC | |||
| Opening Accounts of Various Types of Customers | |||
| Operational Aspects of Deposit Accounts | |||
| Operational Aspects of Handling Clearing/Collection/Cash | |||
| Banker's Special Relationship | |||
| Foreign Exchange Remittance Facilities for Individuals | |||
| Operational Aspects of NRI Business | |||
| Foreign Currency Accounts for Residents and Other Aspects | |||
| Cash Management Services and its Importance | |||
| Payment and Collection of Cheques and Other Negotiable Instruments | |||
| Responsibility of Paying Bank | |||
| Responsibility for Collecting Bank | |||
| Bank Ancillary Services | |||
| Financial Inclusion & Financial Literacy | |||
| Customer Service Guidelines | |||
| Duties & Rights of a Banker and Customer Rights | |||
| Grievance Redressal & RBI Integrated Ombudsman Scheme 2021 | |||
| The Consumer Protection Act, 2019: Preamble, Extent and Definitions | |||
| The Right to Information Act 2005 | |||
| Module B | Principles of Lending, Different Types of Borrowers, and Types of Credit Facilities | ||
| Appraisal and Assessment of Credit Facilities | |||
| Operational Aspects of Loan Accounts | |||
| Types of Collaterals and Their Characteristics | |||
| Different Modes of Charging Securities | |||
| Documentation | |||
| Non-Performing Assets/Stressed Assets | |||
| Important Laws Relating to Recoveries of Dues | |||
| Contracts of Indemnity | |||
| Contract of Guarantee & Bank Guarantee | |||
| Letters of Credit | |||
| Deferred Payment Guarantee | |||
| Laws Relating to Bill Finance | |||
| Personal Finance | |||
| Priority Sector Advances | |||
| Agricultural Finance | |||
| Finance to MFIs/Co-Lending Arrangements with NBFCs | |||
| Micro Small and Medium Enterprises in India | |||
| Government Sponsored Schemes | |||
| Self-Help Groups | |||
| Module C | Essentials of Bank Computerisation | ||
| Operational Aspects of the CBS Environment | |||
| Alternate Delivery Channels - Digital Banking | |||
| Data Communication Network and EFT System | |||
| Digital Payment Systems - NPCI | |||
| Impact of Technology Adoption and Trends in Banking Technology | |||
| Security Considerations and Mitigation Measures in Banks | |||
| Operational Aspects of Cyber Crimes/Fraud Risk Management in Cyber Tech | |||
| Technology Trends in Banking, e-RUPI, Fintech - RegTech, SupTech, Hashtag Banking etc. | |||
| Module D | Ethics, Business Ethics & Banking: An Integrated Perspective | ||
| Ethics at the Individual Level | |||
| Ethical Dimensional: Employees | |||
| Work Ethics and the Workplace | |||
| Banking Ethics: Challenging Dynamics | |||
| Paper - III | Accounting and Financial Management for Bankers (AFM) | Module A | Definition, Scope & Accounting Standards including Ind AS |
| Basic Accounting Procedures | |||
| Maintenance of Cash/Subsidiary Books and Ledger | |||
| Bank Reconciliation Statement | |||
| Trial Balance, Rectification of Errors and Adjusting & Closing Entries | |||
| Depreciation and its Accounting | |||
| Capital and Revenue Expenditure | |||
| Bills of Exchange | |||
| Operational Aspects of Accounting Entries | |||
| Back Office Functions/Handling Unreconciled Entries in Banks | |||
| Bank Audit & Inspection | |||
| Module B | Balance Sheet Equation | ||
| Preparation of Final Accounts | |||
| Company Accounts - I | |||
| Company Accounts - II | |||
| Cash Flow and Funds Flow | |||
| Final Accounts of Banking Companies | |||
| Core Banking Systems and Accounting in a Computerised Environment | |||
| Module C | Financial Management -An Overview | ||
| Ratio Analysis | |||
| Financial Mathematics-Calculation of Interest and Annuities | |||
| Financial Mathematics-Calculation of YTM | |||
| Financial Mathematics-Forex Arithmetic | |||
| Capital Structure and Cost of Capital | |||
| Capital Investment Decisions/Term Loans | |||
| Equipment Leasing/Lease Financing | |||
| Working Capital Management | |||
| Derivatives | |||
| Module D | Taxation: Income Tax/Deferred Tax | ||
| Goods & Services Tax | |||
| An Overview of Cost & Management Accounting | |||
| Costing Methods | |||
| Standard Costing | |||
| Marginal Costing | |||
| Budgets and Budgetary Control | |||
| Paper - IV | Retail Banking and Wealth Management (RBWM) | Module A | Retail Banking: Introduction |
| Retail Banking: Role within the Bank Operations | |||
| Applicability of Retail Banking Concepts Distinction between Retail and Corporate | |||
| Branch Profitability | |||
| Module B | Customer Requirements | ||
| Product Development Process | |||
| Credit Scoring | |||
| Important Retail Liability Products | |||
| Important Retail Asset Products | |||
| Credit and Debit Cards | |||
| Remittance Products | |||
| Digitisation of Retail Banking Products | |||
| Role of AI and Technology in Retail Banking | |||
| Recovery of Retail Loans | |||
| Management Information Systems | |||
| Securitization | |||
| Module C | Marketing: An Introduction | ||
| Delivery Channels in Retail Banking | |||
| Delivery Models | |||
| Customer Relationship Management in Retail Banking | |||
| Service Standards for Retail Banking | |||
| Marketing Information Systems - A Longitudinal Analysis | |||
| Module D | Importance of Wealth Management | ||
| Investment Management | |||
| Tax Planning | |||
| Other Financial Services Provided by Banks | |||
| Lender's Appraisal Procedure | |||
| Housing Finance and Tax Planning | |||
| Mortgage Advice | |||
| Valuation of Real Property |
Frequently Asked Questions
Has the JAIIB November 2026 notification been released?
Yes. IIBF has published the November 2026 schedule and registration information.
What are the JAIIB November 2026 exam dates?
The four papers are scheduled for 1, 22, 28 and 29 November 2026.
Is JAIIB November 2026 registration open?
No. The scheduled registration period ended on 1 September 2026. Check IIBF for any extension or reopening.
Who is eligible for JAIIB?
The examination is open to eligible ordinary members of IIBF, subject to the Institute’s educational and membership conditions.
What is the first-attempt fee for JAIIB?
The first-attempt fee is ₹4,000, excluding applicable taxes and charges.
How many attempts are allowed?
Candidates are allowed a maximum of five attempts within three years, whichever limit is reached first.
Is there negative marking?
No. There is no negative marking for incorrect answers.
How many papers are there?
There are four compulsory papers: IE & IFS, PPB, AFM and RBWM.
When will the admit letter be released?
IIBF will release it before the examination. Monitor your IIBF profile and official announcements.
Can I change the examination medium after registration?
Candidates select English or Hindi during registration. IIBF does not ordinarily allow this choice to be changed later.
Where should I check official updates?
Check the official IIBF website and your IIBF candidate profile.
Disclaimer: MyOnlinePrep is an independent examination-preparation platform and is not affiliated with IIBF. Dates, fees, eligibility conditions and examination rules may be revised by IIBF. Verify important information through the official IIBF website before taking action.