Home › JAIIB › Notification

Official Schedule Explained

JAIIB Notification 2026: November Exam Dates, Registration and Fees

The four papers are scheduled for 1, 22, 28 and 29 November. Check the registration status, eligibility, fees, application process, syllabus and official links below.

Scheduled registration period closed

Registered candidates should now focus on preparation and regularly check their IIBF profile for admit-letter and examination-centre updates.

Last reviewed: 11 September 2026

JAIIB November 2026 Notification: Latest Update

According to the current schedule published by IIBF:

  • The JAIIB November 2026 examination will begin on 1 November 2026.

  • All four papers will be conducted online at notified examination centres.

  • The scheduled registration period ended on 1 September 2026.

  • JAIIB is open to eligible ordinary members of IIBF.

  • The examination consists of four compulsory papers.

  • There is no negative marking for incorrect answers.

Candidates should rely on their IIBF profile, admit letter and official IIBF notices for any subsequent changes.

JAIIB Notification 2026: Overview

Particular Details
Examination JAIIB November 2026
Full form Junior Associate of the Indian Institute of Bankers
Conducting body Indian Institute of Banking & Finance
Eligibility Eligible ordinary members of IIBF
Application mode Online
Number of papers Four compulsory papers
Examination mode Online
Examination medium English or Hindi
First exam date 1 November 2026
Last exam date 29 November 2026
Registration status Scheduled registration period closed
Negative marking No
Official website https://www.iibf.org.in/

JAIIB November 2026 Important Dates

Event Date
Registration with normal examination fee 12–18 August 2026
Registration with normal fee plus ₹100 19–25 August 2026
Registration with normal fee plus ₹200 26 August–1 September 2026
IE & IFS examination 1 November 2026
PPB examination 22 November 2026
AFM examination 28 November 2026
RBWM examination 29 November 2026
Admit-letter availability To be made available by IIBF before the examination
Result date To be announced by IIBF

The above registration dates are based on the schedule currently displayed on the official IIBF JAIIB page. Candidates should check the official website for any extension or revised notice.

View the Detailed JAIIB Exam Schedule

JAIIB November 2026 Exam Dates

The paper-wise examination schedule is:

Date JAIIB paper
1 November 2026 Indian Economy & Indian Financial System
22 November 2026 Principles & Practices of Banking
28 November 2026 Accounting & Financial Management for Bankers
29 November 2026 Retail Banking & Wealth Management

The exact examination batch, reporting time and venue will be mentioned on each candidate’s admit letter.

Who Can Apply for JAIIB 2026?

The JAIIB examination is primarily open to ordinary members of IIBF.

The main eligibility requirements are:

  1. The candidate must be an ordinary member of IIBF.

  2. The candidate should ordinarily have passed Class 12 in any discipline or an equivalent examination.

  3. A person working in the banking or financial-services industry may apply for IIBF membership if their employer is an institutional member of IIBF, subject to the Institute’s membership rules.

  4. IIBF may, at its discretion, allow clerical or supervisory staff members of banks to appear based on a recommendation from the bank manager or officer-in-charge, even if they have not passed Class 12 or an equivalent examination.

  5. Subordinate staff of recognised banking or financial institutions may appear if they are IIBF members and meet the prescribed educational requirement.

Candidates should confirm their eligibility and membership status through the official IIBF portal before registering.

JAIIB 2026 Application Form

The JAIIB application form is submitted online through the official IIBF website during the notified registration period.

The scheduled application window for the November 2026 cycle has closed. Candidates who have already registered should retain their payment receipt and application confirmation.

If IIBF announces any extension or reopening, the application link should become available through the candidate portal.

How to Apply for JAIIB

During an active registration period, candidates can follow these steps:

  1. Visit the official IIBF website at https://www.iibf.org.in/.

  2. Select the examination or flagship-courses section.

  3. Open the JAIIB examination page.

  4. Click the relevant application link.

  5. Log in using the IIBF membership credentials.

  6. Check and confirm the personal and employment details.

  7. Select the examination centre.

  8. Choose English or Hindi as the examination medium.

  9. Verify the papers displayed in the application.

  10. Pay the applicable examination fee.

  11. Download the payment receipt and application confirmation.

Candidates should verify their examination centre and selected medium before making payment. A change of medium is not ordinarily allowed later.

JAIIB Examination Fees

The JAIIB examination fees for centres in India are:

Attempt Examination fee
First attempt ₹4,000
Second attempt ₹1,300
Third attempt ₹1,300
Fourth attempt ₹1,300
Fifth attempt ₹1,300

Convenience charges and applicable taxes are additional.

Candidates must register and pay the applicable fee separately for every attempt. Additional charges may apply when registration is completed during a late-fee period.

Fees paid to IIBF are governed by the Institute’s applicable refund and adjustment rules.

Documents and Information Required for Registration

Candidates should keep the following details ready while submitting the application:

  • IIBF membership number and login credentials

  • Updated mobile number and email address

  • Recent photograph, if an update is required

  • Employment and bank details

  • Preferred examination centre

  • Preferred examination medium

  • Online payment details

The candidate’s name and other particulars should match the information recorded in the IIBF membership profile.

JAIIB Subjects

Candidates must pass four compulsory papers:

  1. Indian Economy & Indian Financial System

  2. Principles & Practices of Banking

  3. Accounting & Financial Management for Bankers

  4. Retail Banking & Wealth Management

Check the Complete JAIIB Syllabus ↓

JAIIB Exam Pattern

Each JAIIB paper ordinarily contains approximately 100 objective-type multiple-choice questions carrying 100 marks.

Feature Details
Examination mode Online
Question type Objective-type multiple-choice questions
Questions Approximately 100 per paper
Maximum marks 100 per paper
Duration Two hours per paper
Medium English or Hindi
Negative marking No

IIBF may vary the number of questions asked in a paper.

JAIIB Passing Criteria

A candidate can pass JAIIB by satisfying either of the following conditions:

  • Securing at least 50 marks out of 100 in each paper; or

  • Securing at least 45 marks in every paper and obtaining an aggregate of at least 50% across all four subjects in a single attempt.

Credits for papers already passed can be retained until the applicable time limit for completing JAIIB expires.

JAIIB Attempt and Time-Limit Rules

A candidate receives a maximum of five attempts to complete JAIIB within three years, whichever limit is reached first.

The attempts need not be consecutive. However, an attempt is counted when the candidate applies for the examination, even if the candidate does not appear.

If the candidate cannot complete JAIIB within five attempts or three years, fresh enrolment will be required. Credit for papers passed earlier will not be retained after the prescribed limit expires.

JAIIB Admit Card 2026

IIBF will issue the JAIIB November 2026 admit letter before the examination. Registered candidates should regularly check:

  • Their IIBF candidate profile

  • The official IIBF website

  • Their registered email address

  • SMS received on their registered mobile number

The admit letter will provide the paper, examination date, batch or time, reporting instructions and centre details.

Candidates should download it promptly and check all the information carefully. Any discrepancy should be reported to IIBF through the official support channel.

Check Official JAIIB Admit-Letter Updates

JAIIB Result 2026

IIBF will announce the JAIIB November 2026 result after completing the examination process. Candidates will ordinarily be able to access their result or provisional score information through the official IIBF website or candidate portal.

The result date has not yet been announced. Candidates should avoid relying on unofficial result dates circulated on social media.

Important Instructions for Registered Candidates

Candidates registered for JAIIB November 2026 should:

  • Download the admit letter when released.

  • Verify the paper, date, time and examination centre.

  • Complete the first round of all four subjects before November.

  • Prepare AFM and RBWM in advance because they are scheduled on consecutive days.

  • Practise full-length mock tests under timed conditions.

  • Revise applicable banking and regulatory updates.

  • Follow the identification and reporting instructions printed on the admit letter.

  • Check the IIBF website regularly for any schedule or centre change.

Official JAIIB Links

Purpose Link
Official IIBF website https://www.iibf.org.in/
JAIIB information and schedule https://www.iibf.org.in/exam-courses
JAIIB application https://www.iibf.org.in/exam-courses
Admit letter https://www.iibf.org.in/iibf-portal-guide
Rules and syllabus https://www.iibf.org.in/JAIIB-junior-associate-IIB&F
Candidate queries https://www.iibf.org.in/JAIIB-junior-associate-IIB&F

The developer should use current official links rather than old or archived IIBF URLs.

Prepare for JAIIB November 2026 with MyOnlinePrep

MyOnlinePrep offers structured preparation for all four JAIIB papers through:

  • Concept-based video lessons

  • Chapter-wise MCQs with explanations

  • Full-length mock tests

  • Simplified notes and eBooks

  • Practice sets

  • AFM numerical questions

  • Case-study questions

  • Memory-based previous-year papers

  • English and bilingual course options

  • Performance analysis

Explore JAIIB Courses

 Attempt Free JAIIB Mock Tests

Download the MyOnlinePrep App

JAIIB Syllabus 2026

Paper Paper Name Module  Module Name
Paper - I Indian Economy and Indian Financial System (IE & IFS) Module A An Overview of the Indian Economy
Sectors of the Indian Economy
Economic Planning in India & NITI Aayog
Role of Priority Sector and MSME in the Indian Economy
Infrastructure including Social Infrastructure
Globalisation - Impact on India
Economic Reforms
Foreign Trade Policy, Foreign Investments and Economic Development
International Economic Organizations (World Bank, IMF.etc.)
Climate change. Sustainable Development Goals (SDGs)
Issues Facing the Indian Economy
Module B Fundamentals of Economics. Microeconomics and Macroeconomics
Supply and Demand
Money Supply and Inflation
Theories of Interest
Business Cycles
Monetary Policy and Fiscal Policy
System of National Accounts and GDP Concepts
Union Budget
Module C Indian Financial System -An Overview 
Indian Banking Structure 
Banking Laws - RBI Act 1934 & BR Act 1949 
Development Financial institutions
Microfinance institutions
Non-Banking Financial Companies (NBFCs)
Insurance Companies
Indian Financial System - Regulators and their Roles
Reforms and Developments in the Banking Sector
Module D Financial Markets
Money Market
Capital Markets and Stock Exchanges
Fixed Income Market - Debt and Bond Markets 
Foreign Exchange Market
Interconnectedness of Markets and Market Dynamics
Merchant Banking Services
Derivatives Market
Factoring, Forfaiting and Trade Receivables Discounting System (TReDS)
Venture Capital
Lease Finance and Hire Purchase
Credit Rating and Credit Scoring
Mutual Funds 
Insurance Products
Pension Products
Para Banking and Financial Services Provided by Banks
Real Estate Investment Trusts (REITs) and infrastructure investment Trust
Paper - II Principles and Practices of Banking (PPB) Module A Banker-Customer Relationship
AML- KYC Guidelines
Operational Aspects of KYC
Opening Accounts of Various Types of Customers
Operational Aspects of Deposit Accounts
Operational Aspects of Handling Clearing/Collection/Cash 
Banker's Special Relationship
Foreign Exchange Remittance Facilities for Individuals
Operational Aspects of NRI Business
Foreign Currency Accounts for Residents and Other Aspects
Cash Management Services and its Importance
Payment and Collection of Cheques and Other Negotiable Instruments
Responsibility of Paying Bank
Responsibility for Collecting Bank
Bank Ancillary Services
Financial Inclusion & Financial Literacy
Customer Service Guidelines
Duties & Rights of a Banker and Customer Rights
Grievance Redressal & RBI Integrated Ombudsman Scheme 2021
The Consumer Protection Act, 2019: Preamble, Extent and Definitions
The Right to Information Act 2005
Module B Principles of Lending, Different Types of Borrowers, and Types of Credit Facilities
Appraisal and Assessment of Credit Facilities
Operational Aspects of Loan Accounts
Types of Collaterals and Their Characteristics
Different Modes of Charging Securities
Documentation
Non-Performing Assets/Stressed Assets
Important Laws Relating to Recoveries of Dues
Contracts of Indemnity
Contract of Guarantee & Bank Guarantee
Letters of Credit
Deferred Payment Guarantee
Laws Relating to Bill Finance
Personal Finance
Priority Sector Advances
Agricultural Finance
Finance to MFIs/Co-Lending Arrangements with NBFCs
Micro Small and Medium Enterprises in India
Government Sponsored Schemes
Self-Help Groups
Module C Essentials of Bank Computerisation
Operational Aspects of the CBS Environment 
Alternate Delivery Channels - Digital Banking
Data Communication Network and EFT System
Digital Payment Systems - NPCI
Impact of Technology Adoption and Trends in Banking Technology
Security Considerations and Mitigation Measures in Banks
Operational Aspects of Cyber Crimes/Fraud Risk Management in Cyber Tech
Technology Trends in Banking, e-RUPI, Fintech - RegTech, SupTech, Hashtag Banking etc.
Module D Ethics, Business Ethics & Banking: An Integrated Perspective
Ethics at the Individual Level
Ethical Dimensional: Employees
Work Ethics and the Workplace
Banking Ethics: Challenging Dynamics
Paper - III Accounting and Financial Management for Bankers (AFM) Module A Definition, Scope & Accounting Standards including Ind AS
Basic Accounting Procedures
Maintenance of Cash/Subsidiary Books and Ledger
Bank Reconciliation Statement
Trial Balance, Rectification of Errors and Adjusting & Closing Entries
Depreciation and its Accounting
Capital and Revenue Expenditure
Bills of Exchange
Operational Aspects of Accounting Entries
Back Office Functions/Handling Unreconciled Entries in Banks
Bank Audit & Inspection
Module B Balance Sheet Equation
Preparation of Final Accounts
Company Accounts - I
Company Accounts - II
Cash Flow and Funds Flow
Final Accounts of Banking Companies
Core Banking Systems and Accounting in a Computerised Environment
Module C Financial Management -An Overview
Ratio Analysis
Financial Mathematics-Calculation of Interest and Annuities
Financial Mathematics-Calculation of YTM
Financial Mathematics-Forex Arithmetic
Capital Structure and Cost of Capital
Capital Investment Decisions/Term Loans
Equipment Leasing/Lease Financing
Working Capital Management
Derivatives
Module D Taxation: Income Tax/Deferred Tax
Goods & Services Tax
An Overview of Cost & Management Accounting
Costing Methods
Standard Costing
Marginal Costing
Budgets and Budgetary Control
Paper - IV Retail Banking and Wealth Management (RBWM) Module A Retail Banking: Introduction
Retail Banking: Role within the Bank Operations
Applicability of Retail Banking Concepts Distinction between Retail and Corporate
Branch Profitability
Module B Customer Requirements
Product Development Process
Credit Scoring
Important Retail Liability Products
Important Retail Asset Products
Credit and Debit Cards
Remittance Products
Digitisation of Retail Banking Products 
Role of AI and Technology in Retail Banking
Recovery of Retail Loans 
Management Information Systems
Securitization
Module C Marketing: An Introduction
Delivery Channels in Retail Banking
Delivery Models
Customer Relationship Management in Retail Banking
Service Standards for Retail Banking
Marketing Information Systems - A Longitudinal Analysis
Module D Importance of Wealth Management
Investment Management
Tax Planning 
Other Financial Services Provided by Banks
Lender's Appraisal Procedure
Housing Finance and Tax Planning
Mortgage Advice
Valuation of Real Property

Frequently Asked Questions

Has the JAIIB November 2026 notification been released?

Yes. IIBF has published the November 2026 schedule and registration information.

What are the JAIIB November 2026 exam dates?

The four papers are scheduled for 1, 22, 28 and 29 November 2026.

Is JAIIB November 2026 registration open?

No. The scheduled registration period ended on 1 September 2026. Check IIBF for any extension or reopening.

Who is eligible for JAIIB?

The examination is open to eligible ordinary members of IIBF, subject to the Institute’s educational and membership conditions.

What is the first-attempt fee for JAIIB?

The first-attempt fee is ₹4,000, excluding applicable taxes and charges.

How many attempts are allowed?

Candidates are allowed a maximum of five attempts within three years, whichever limit is reached first.

Is there negative marking?

No. There is no negative marking for incorrect answers.

How many papers are there?

There are four compulsory papers: IE & IFS, PPB, AFM and RBWM.

When will the admit letter be released?

IIBF will release it before the examination. Monitor your IIBF profile and official announcements.

Can I change the examination medium after registration?

Candidates select English or Hindi during registration. IIBF does not ordinarily allow this choice to be changed later.

Where should I check official updates?

Check the official IIBF website and your IIBF candidate profile.

Disclaimer: MyOnlinePrep is an independent examination-preparation platform and is not affiliated with IIBF. Dates, fees, eligibility conditions and examination rules may be revised by IIBF. Verify important information through the official IIBF website before taking action.

Loading...