JAIIB November 2026 Preparation
JAIIB Mock Test 2026: Free Online Tests for All Four Papers
Practise 7,000+ questions for IE & IFS, PPB, AFM and RBWM. Attempt chapter-wise and full-length tests, review solutions and use performance analysis to focus your revision.
Updated for the JAIIB November 2026 examination
Select Your JAIIB Mock Test
IE & IFS Mock Test
Indian Economy and Indian Financial System
Indian economy, economic concepts, institutions, regulators and financial markets.
Start IE & IFS Mock Test →PPB Mock Test
Principles and Practices of Banking
Banking operations, lending, legal principles, digital banking, cybersecurity and ethics.
Start PPB Mock Test →AFM Mock Test
Accounting and Financial Management for Bankers
Accounting, financial statements, ratios, financial mathematics, forex, costing and taxation.
Start AFM Mock Test →RBWM Mock Test
Retail Banking and Wealth Management
Retail products, credit scoring, payments, recovery, marketing and wealth management.
Start RBWM Mock Test →Free JAIIB Sample Mock Test 2026
Start with a free sample test to evaluate your present preparation level.
| Test information | Details |
|---|---|
| Test type | Free sample mock test |
| Questions | 100 |
| Duration | 30 minutes |
| Papers covered | IE & IFS, PPB, AFM and RBWM |
| Result | Available after submission |
| Solutions | Provided where applicable |
| Access | Registration may be required |
This is a shortened practice test created for quick self-evaluation. It is not presented as a simulation of the full official examination duration.
About the JAIIB Mock-Test Series
MyOnlinePrep’s JAIIB test series provides 7,000+ practice questions across all four compulsory papers.
The test series includes:
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Chapter-wise mock tests
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Module-wise practice tests
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Full-length paper-wise tests
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Numerical questions
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Case studies and caselets
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Conceptual and application-based questions
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Detailed answer explanations
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Performance and accuracy analysis
Candidates can begin with individual chapters and gradually move to full-length tests as their preparation progresses.
JAIIB Mock-Test Pattern
JAIIB is an online examination containing four compulsory papers. Each paper is conducted separately.
| Particular | Details |
|---|---|
| Number of papers | Four compulsory papers |
| Maximum marks | 100 marks per paper |
| Duration | 2 hours per paper |
| Examination mode | Online |
| Question format | Objective questions, including case studies and caselets |
| Negative marking | No |
| Passing marks | 50 out of 100 in each paper |
| Alternative passing criterion | At least 45 in every paper and 50% aggregate in one attempt |
The Institute may vary the number of questions. Some numerical questions may require candidates to enter the answer directly instead of selecting from multiple options.
JAIIB November 2026 Exam Dates
| Paper | Examination date |
|---|---|
| Indian Economy and Indian Financial System | 1 November 2026 |
| Principles and Practices of Banking | 22 November 2026 |
| Accounting and Financial Management for Bankers | 28 November 2026 |
| Retail Banking and Wealth Management | 29 November 2026 |
Candidates should verify their reporting time, test centre and examination instructions through their official admit letter.
Indian Economy & Indian Financial System (IE & IFS)
| Chapter No. | Paper No. | Paper name | Module | Chapter name | Action |
| 1 | First | Indian Economy & Indian Financial System (IE & IFS) | A | An Overview of the Indian Economy | Attempt Now |
| 2 | First | Indian Economy & Indian Financial System (IE & IFS) | A | Sectors of the Indian Economy | Attempt Now |
| 3 | First | Indian Economy & Indian Financial System (IE & IFS) | A | Economic Planning in India & NITI Aayog | Attempt Now |
| 4 | First | Indian Economy & Indian Financial System (IE & IFS) | A | Role of Priority Sector and MSME in the Indian Economy | Attempt Now |
| 5 | First | Indian Economy & Indian Financial System (IE & IFS) | A | Infrastructure including Social Infrastructure | Attempt Now |
| 6 | First | Indian Economy & Indian Financial System (IE & IFS) | A | Globalisation - Impact on India | Attempt Now |
| 7 | First | Indian Economy & Indian Financial System (IE & IFS) | A | Economic Reforms | Attempt Now |
| 8 | First | Indian Economy & Indian Financial System (IE & IFS) | A | Foreign Trade Policy, Foreign Investments and Economic Development | Attempt Now |
| 9 | First | Indian Economy & Indian Financial System (IE & IFS) | A | International Economic Organizations (World Bank, IMF.etc.) | Attempt Now |
| 10 | First | Indian Economy & Indian Financial System (IE & IFS) | A | Climate change. Sustainable Development Goals (SDGs) | Attempt Now |
| 11 | First | Indian Economy & Indian Financial System (IE & IFS) | A | Issues Facing Indian Economy | Attempt Now |
| 12 | First | Indian Economy & Indian Financial System (IE & IFS) | B | Fundamentals of Economics. Microeconomics. and Macroeconomics and Types of Economies | Attempt Now |
| 13 | First | Indian Economy & Indian Financial System (IE & IFS) | B | Supply and Demand | Attempt Now |
| 14 | First | Indian Economy & Indian Financial System (IE & IFS) | B | Money Supply and inflation | Attempt Now |
| 15 | First | Indian Economy & Indian Financial System (IE & IFS) | B | Theories of Interest | Attempt Now |
| 16 | First | Indian Economy & Indian Financial System (IE & IFS) | B | Business Cycles | Attempt Now |
| 17 | First | Indian Economy & Indian Financial System (IE & IFS) | B | Monetary Policy and Fiscal Policy | Attempt Now |
| 18 | First | Indian Economy & Indian Financial System (IE & IFS) | B | System of National Accounts and GDP Concepts | Attempt Now |
| 19 | First | Indian Economy & Indian Financial System (IE & IFS) | B | Union Budget | Attempt Now |
| 20 | First | Indian Economy & Indian Financial System (IE & IFS) | C | Indian Financial System -An Overview | Attempt Now |
| 21 | First | Indian Economy & Indian Financial System (IE & IFS) | C | Indian Banking Structure | Attempt Now |
| 22 | First | Indian Economy & Indian Financial System (IE & IFS) | C | Banking Laws - RBI Act 1934 & BR Act 1949 | Attempt Now |
| 23 | First | Indian Economy & Indian Financial System (IE & IFS) | C | Development Financial Institutions | Attempt Now |
| 24 | First | Indian Economy & Indian Financial System (IE & IFS) | C | Microfinance institutions | Attempt Now |
| 25 | First | Indian Economy & Indian Financial System (IE & IFS) | C | Non-Banking Financial Companies (NBFCs) | Attempt Now |
| 26 | First | Indian Economy & Indian Financial System (IE & IFS) | C | Insurance Companies | Attempt Now |
| 27 | First | Indian Economy & Indian Financial System (IE & IFS) | C | Indian Financial System - Regulators and their Roles | Attempt Now |
| 28 | First | Indian Economy & Indian Financial System (IE & IFS) | C | Reforms and Developments in the Banking Sector | Attempt Now |
| 29 | First | Indian Economy & Indian Financial System (IE & IFS) | D | Financial Markets | Attempt Now |
| 30 | First | Indian Economy & Indian Financial System (IE & IFS) | D | Money Market | Attempt Now |
| 31 | First | Indian Economy & Indian Financial System (IE & IFS) | D | Capital Markets and Stock Exchanges | Attempt Now |
| 32 | First | Indian Economy & Indian Financial System (IE & IFS) | D | Fixed Income Market - Debt and Bond Markets | Attempt Now |
| 33 | First | Indian Economy & Indian Financial System (IE & IFS) | D | Foreign Exchange Market | Attempt Now |
| 34 | First | Indian Economy & Indian Financial System (IE & IFS) | D | Interconnectedness of Markets and Market Dynamics | Attempt Now |
| 35 | First | Indian Economy & Indian Financial System (IE & IFS) | D | Merchant Banking Services | Attempt Now |
| 36 | First | Indian Economy & Indian Financial System (IE & IFS) | D | Derivatives Market | Attempt Now |
| 37 | First | Indian Economy & Indian Financial System (IE & IFS) | D | Factoring, Forfaiting and Trade Receivables Discounting System (TReDS) | Attempt Now |
| 38 | First | Indian Economy & Indian Financial System (IE & IFS) | D | Venture Capital | Attempt Now |
| 39 | First | Indian Economy & Indian Financial System (IE & IFS) | D | Lease Finance and Hire Purchase | Attempt Now |
| 40 | First | Indian Economy & Indian Financial System (IE & IFS) | D | Credit Rating and Credit Scoring | Attempt Now |
| 41 | First | Indian Economy & Indian Financial System (IE & IFS) | D | Mutual Funds | Attempt Now |
| 42 | First | Indian Economy & Indian Financial System (IE & IFS) | D | Insurance Products | Attempt Now |
| 43 | First | Indian Economy & Indian Financial System (IE & IFS) | D | Pension Products | Attempt Now |
| 44 | First | Indian Economy & Indian Financial System (IE & IFS) | D | Para Banking and Financial Services Provided by Banks | Attempt Now |
| 45 | First | Indian Economy & Indian Financial System (IE & IFS) | D | Real Estate Investment Trusts (REITs) and Infrastructure Investment Trusts (InvITs) | Attempt Now |
Principles and Practices of Banking (PPB)
| Chapter No. | Paper No. | Paper name | Module | Chapter name | Action |
| 1 | Second | Principles and Practices of Banking (PPB) | A | Banker-Customer Relationship | Attempt Now |
| 2 | Second | Principles and Practices of Banking (PPB) | A | AML-KYC Guidelines | Attempt Now |
| 3 | Second | Principles and Practices of Banking (PPB) | A | Operational Aspects of KYC | Attempt Now |
| 4 | Second | Principles and Practices of Banking (PPB) | A | Opening Accounts of Various Types of Customers | Attempt Now |
| 5 | Second | Principles and Practices of Banking (PPB) | A | Operational Aspects of Deposit Accounts | Attempt Now |
| 6 | Second | Principles and Practices of Banking (PPB) | A | Operational Aspects of Handling Clearing/Collection/Cash | Attempt Now |
| 7 | Second | Principles and Practices of Banking (PPB) | A | Banker's Special Relationship | Attempt Now |
| 8 | Second | Principles and Practices of Banking (PPB) | A | Foreign Exchange Remittance Facilities for Individuals | Attempt Now |
| 9 | Second | Principles and Practices of Banking (PPB) | A | Operational Aspects of NRI Business | Attempt Now |
| 10 | Second | Principles and Practices of Banking (PPB) | A | Foreign Currency Accounts for Residents and Other Aspects | Attempt Now |
| 11 | Second | Principles and Practices of Banking (PPB) | A | Cash Management Services and its Importance | Attempt Now |
| 12 | Second | Principles and Practices of Banking (PPB) | A | Payment and Collection of Cheques and Other Negotiable Instruments | Attempt Now |
| 13 | Second | Principles and Practices of Banking (PPB) | A | Responsibility of Paying Bank | Attempt Now |
| 14 | Second | Principles and Practices of Banking (PPB) | A | Responsibility for Collecting Bank | Attempt Now |
| 15 | Second | Principles and Practices of Banking (PPB) | A | Bank Ancillary Services | Attempt Now |
| 16 | Second | Principles and Practices of Banking (PPB) | A | Financial Inclusion & Financial Literacy | Attempt Now |
| 17 | Second | Principles and Practices of Banking (PPB) | A | Customer Service Guidelines | Attempt Now |
| 18 | Second | Principles and Practices of Banking (PPB) | A | Duties & Rights of a Banker and Customer Rights | Attempt Now |
| 19 | Second | Principles and Practices of Banking (PPB) | A | Grievance Redressal & RBI Integrated Ombudsman Scheme 2021 | Attempt Now |
| 20 | Second | Principles and Practices of Banking (PPB) | A | The Consumer Protection Act, 2019: Preamble, Extent and Definitions | Attempt Now |
| 21 | Second | Principles and Practices of Banking (PPB) | A | The Right to Information Act 2005 | Attempt Now |
| 22 | Second | Principles and Practices of Banking (PPB) | B | Principles of Lending, Different Types of Borrowers, and Types of Credit facilities | Attempt Now |
| 23 | Second | Principles and Practices of Banking (PPB) | B | Appraisal and Assessment of Credit Facilities | Attempt Now |
| 24 | Second | Principles and Practices of Banking (PPB) | B | Operational Aspects of Loan Accounts | Attempt Now |
| 25 | Second | Principles and Practices of Banking (PPB) | B | Types of Collaterals and their Characteristics | Attempt Now |
| 26 | Second | Principles and Practices of Banking (PPB) | B | Different Modes of Charging Securities | Attempt Now |
| 27 | Second | Principles and Practices of Banking (PPB) | B | Documentation | Attempt Now |
| 28 | Second | Principles and Practices of Banking (PPB) | B | Non-Performing Assets/Stressed Assets | Attempt Now |
| 29 | Second | Principles and Practices of Banking (PPB) | B | Important Laws Relating to Recoveries of Dues | Attempt Now |
| 30 | Second | Principles and Practices of Banking (PPB) | B | Contracts of Indemnity | Attempt Now |
| 31 | Second | Principles and Practices of Banking (PPB) | B | Contract of Guarantee & Bank Guarantee | Attempt Now |
| 32 | Second | Principles and Practices of Banking (PPB) | B | Letters of Credit | Attempt Now |
| 33 | Second | Principles and Practices of Banking (PPB) | B | Deferred Payment Guarantee | Attempt Now |
| 34 | Second | Principles and Practices of Banking (PPB) | B | Laws Relating to Bill Finance | Attempt Now |
| 35 | Second | Principles and Practices of Banking (PPB) | B | Personal Finance | Attempt Now |
| 36 | Second | Principles and Practices of Banking (PPB) | B | Priority Sector Advances | Attempt Now |
| 37 | Second | Principles and Practices of Banking (PPB) | B | Agricultural Finance | Attempt Now |
| 38 | Second | Principles and Practices of Banking (PPB) | B | Finance to MFIs/Co-Lending Arrangements with NBFCs | Attempt Now |
| 39 | Second | Principles and Practices of Banking (PPB) | B | Micro Small and Medium Enterprises in India | Attempt Now |
| 40 | Second | Principles and Practices of Banking (PPB) | B | Government Sponsored Schemes | Attempt Now |
| 41 | Second | Principles and Practices of Banking (PPB) | B | Self-Help Groups | Attempt Now |
| 42 | Second | Principles and Practices of Banking (PPB) | C | Essentials of Bank Computerisation | Attempt Now |
| 43 | Second | Principles and Practices of Banking (PPB) | C | Operational Aspects of the CBS Environment | Attempt Now |
| 44 | Second | Principles and Practices of Banking (PPB) | C | Alternate Delivery Channels - Digital Banking | Attempt Now |
| 45 | Second | Principles and Practices of Banking (PPB) | C | Data Communication Network and EFT System | Attempt Now |
| 46 | Second | Principles and Practices of Banking (PPB) | C | Digital Payment Systems - NPCI | Attempt Now |
| 47 | Second | Principles and Practices of Banking (PPB) | C | Impact of Technology Adoption and Trends in Banking Technology | Attempt Now |
| 48 | Second | Principles and Practices of Banking (PPB) | C | Security Considerations and Mitigation Measures in Banks | Attempt Now |
| 49 | Second | Principles and Practices of Banking (PPB) | C | Operational Aspects of Cyber Crimes/Fraud Risk Management in Cyber Tech | Attempt Now |
| 50 | Second | Principles and Practices of Banking (PPB) | C | Technology Trends in Banking, e-RUPI, Fintech - RegTech, SupTech, Hashtag Banking etc. | Attempt Now |
| 51 | Second | Principles and Practices of Banking (PPB) | D | Ethics, Business Ethics & Banking: An Integrated Perspective | Attempt Now |
| 52 | Second | Principles and Practices of Banking (PPB) | D | Ethics at the Individual Level | Attempt Now |
| 53 | Second | Principles and Practices of Banking (PPB) | D | Ethical Dimensional: Employees | Attempt Now |
| 54 | Second | Principles and Practices of Banking (PPB) | D | Work Ethics and the Workplace | Attempt Now |
| 55 | Second | Principles and Practices of Banking (PPB) | D | Banking Ethics: Challenging Dynamics | Attempt Now |
Accounting and Financial Management of Banking (AFM)
| Chapter No. | Paper No. | Paper name | Module | Chapter name | Action |
| 1 | Third | Accounting and Financial Management of Banking (AFM) | A | Definition,Scope & Accounting Standards including Ind AS | Attempt Now |
| 2 | Third | Accounting and Financial Management of Banking (AFM) | A | Basic Accounting Procedures | Attempt Now |
| 3 | Third | Accounting and Financial Management of Banking (AFM) | A | Maintenance of Cash/Subsidiary Books and Ledger | Attempt Now |
| 4 | Third | Accounting and Financial Management of Banking (AFM) | A | Bank Reconciliation Statement | Attempt Now |
| 5 | Third | Accounting and Financial Management of Banking (AFM) | A | Trial Balance, Rectification of Errors and Adjusting & Closing Entries | Attempt Now |
| 6 | Third | Accounting and Financial Management of Banking (AFM) | A | Depreciation and its Accounting | Attempt Now |
| 7 | Third | Accounting and Financial Management of Banking (AFM) | A | Capital and Revenue Expenditure | Attempt Now |
| 8 | Third | Accounting and Financial Management of Banking (AFM) | A | Bills of Exchange | Attempt Now |
| 9 | Third | Accounting and Financial Management of Banking (AFM) | A | Operational Aspects of Accounting Entries | Attempt Now |
| 10 | Third | Accounting and Financial Management of Banking (AFM) | A | Back Office Functions/Handling Unreconciled Entries in Banks | Attempt Now |
| 11 | Third | Accounting and Financial Management of Banking (AFM) | A | Bank Audit & Inspection | Attempt Now |
| 12 | Third | Accounting and Financial Management of Banking (AFM) | B | Balance Sheet Equation | Attempt Now |
| 13 | Third | Accounting and Financial Management of Banking (AFM) | B | Preparation of Final Accounts | Attempt Now |
| 14 | Third | Accounting and Financial Management of Banking (AFM) | B | Company Accounts - I | Attempt Now |
| 15 | Third | Accounting and Financial Management of Banking (AFM) | B | Company Accounts - II | Attempt Now |
| 16 | Third | Accounting and Financial Management of Banking (AFM) | B | Cash Flow and Funds Flow | Attempt Now |
| 17 | Third | Accounting and Financial Management of Banking (AFM) | B | Final Accounts of Banking Companies | Attempt Now |
| 18 | Third | Accounting and Financial Management of Banking (AFM) | B | Core Banking Systems and Accounting in Computerised Environment | Attempt Now |
| 19 | Third | Accounting and Financial Management of Banking (AFM) | C | Financial Management -An Overview | Attempt Now |
| 20 | Third | Accounting and Financial Management of Banking (AFM) | C | Ratio Analysis | Attempt Now |
| 21 | Third | Accounting and Financial Management of Banking (AFM) | C | Financial Mathematics-Calculation of Interest and Annuities | Attempt Now |
| 22 | Third | Accounting and Financial Management of Banking (AFM) | C | Financial Mathematics-Calculation of YTM | Attempt Now |
| 23 | Third | Accounting and Financial Management of Banking (AFM) | C | Financial Mathematics-Forex Arithmetic | Attempt Now |
| 24 | Third | Accounting and Financial Management of Banking (AFM) | C | Capital Structure and Cost of Capital | Attempt Now |
| 25 | Third | Accounting and Financial Management of Banking (AFM) | C | Capital Investment Decisions/Term Loans | Attempt Now |
| 26 | Third | Accounting and Financial Management of Banking (AFM) | C | Equipment Leasing/Lease Financing | Attempt Now |
| 27 | Third | Accounting and Financial Management of Banking (AFM) | C | Working Capital Management | Attempt Now |
| 28 | Third | Accounting and Financial Management of Banking (AFM) | C | Derivatives | Attempt Now |
| 29 | Third | Accounting and Financial Management of Banking (AFM) | D | Taxation : Income Tax/Deferred Tax | Attempt Now |
| 30 | Third | Accounting and Financial Management of Banking (AFM) | D | Goods & Services Tax | Attempt Now |
| 31 | Third | Accounting and Financial Management of Banking (AFM) | D | An Overview of Cost & Management Accounting | Attempt Now |
| 32 | Third | Accounting and Financial Management of Banking (AFM) | D | Costing Methods | Attempt Now |
| 33 | Third | Accounting and Financial Management of Banking (AFM) | D | Standard Costing | Attempt Now |
| 34 | Third | Accounting and Financial Management of Banking (AFM) | D | Marginal Costing | Attempt Now |
| 35 | Third | Accounting and Financial Management of Banking (AFM) | D | Budgets and Budgetary Control | Attempt Now |
Retail Banking & Wealth Management (RBWM)
| Chapter No. | Paper No. | Paper name | Module | Chapter name | Action |
| 1 | Fourth | Retail Banking & Wealth Management (RBWM) | A | Retail Banking: Introduction | Attempt Now |
| 2 | Fourth | Retail Banking & Wealth Management (RBWM) | A | Retail Banking: Role within the Bank Operations | Attempt Now |
| 3 | Fourth | Retail Banking & Wealth Management (RBWM) | A | Applicability of Retail Banking Concepts Distinction between Retail and Corporate/Wholesale Banking | Attempt Now |
| 4 | Fourth | Retail Banking & Wealth Management (RBWM) | A | Branch Profitability | Attempt Now |
| 5 | Fourth | Retail Banking & Wealth Management (RBWM) | B | Customer Requirements | Attempt Now |
| 6 | Fourth | Retail Banking & Wealth Management (RBWM) | B | Product Development Process | Attempt Now |
| 7 | Fourth | Retail Banking & Wealth Management (RBWM) | B | Credit Scoring | Attempt Now |
| 8 | Fourth | Retail Banking & Wealth Management (RBWM) | B | Important Retail Liability Products | Attempt Now |
| 9 | Fourth | Retail Banking & Wealth Management (RBWM) | B | Important Retail Asset Products | Attempt Now |
| 10 | Fourth | Retail Banking & Wealth Management (RBWM) | B | Credit and Debit Cards | Attempt Now |
| 11 | Fourth | Retail Banking & Wealth Management (RBWM) | B | Remittance Products | Attempt Now |
| 12 | Fourth | Retail Banking & Wealth Management (RBWM) | B | Digitisation of Retail Banking Products | Attempt Now |
| 13 | Fourth | Retail Banking & Wealth Management (RBWM) | B | Role of AI and Technology in Retail Banking | Attempt Now |
| 14 | Fourth | Retail Banking & Wealth Management (RBWM) | B | Recovery of Retail Loans | Attempt Now |
| 15 | Fourth | Retail Banking & Wealth Management (RBWM) | B | Management Information Systems | Attempt Now |
| 16 | Fourth | Retail Banking & Wealth Management (RBWM) | B | Securitization | Attempt Now |
| 17 | Fourth | Retail Banking & Wealth Management (RBWM) | C | Marketing: An Introduction | Attempt Now |
| 18 | Fourth | Retail Banking & Wealth Management (RBWM) | C | Delivery Channels in Retail Banking | Attempt Now |
| 19 | Fourth | Retail Banking & Wealth Management (RBWM) | C | Delivery Models | Attempt Now |
| 20 | Fourth | Retail Banking & Wealth Management (RBWM) | C | Customer Relationship Management in Retail Banking | Attempt Now |
| 21 | Fourth | Retail Banking & Wealth Management (RBWM) | C | Service Standards for Retail Banking | Attempt Now |
| 22 | Fourth | Retail Banking & Wealth Management (RBWM) | C | Marketing Information Systems - A Longitudinal Analysis | Attempt Now |
| 23 | Fourth | Retail Banking & Wealth Management (RBWM) | D | Importance of Wealth Management | Attempt Now |
| 24 | Fourth | Retail Banking & Wealth Management (RBWM) | D | Investment Management | Attempt Now |
| 25 | Fourth | Retail Banking & Wealth Management (RBWM) | D | Tax Planning | Attempt Now |
| 26 | Fourth | Retail Banking & Wealth Management (RBWM) | D | Other Financial Services Provided by Banks | Attempt Now |
| 27 | Fourth | Retail Banking & Wealth Management (RBWM) | D (Additional Reading) | Lender's Appraisal Procedure | Attempt Now |
| 28 | Fourth | Retail Banking & Wealth Management (RBWM) | D (Additional Reading) | Housing Finance and Tax Planning | Attempt Now |
| 29 | Fourth | Retail Banking & Wealth Management (RBWM) | D (Additional Reading) | Mortgage Advice | Attempt Now |
| 30 | Fourth | Retail Banking & Wealth Management (RBWM) | D (Additional Reading) | Valuation of Real Property | Attempt Now |
Why Attempt JAIIB Mock Tests?
Test Your Conceptual Understanding
Reading a chapter can create a feeling of familiarity. A mock test reveals whether you can recall and apply that information correctly.
Practise Numerical Questions
AFM and parts of RBWM require repeated numerical practice. Timed tests help candidates improve calculation speed and avoid common mistakes.
Prepare for Application-Based Questions
JAIIB may include practical banking situations, caselets and analytical questions. Application-based practice helps candidates use concepts rather than merely memorise them.
Improve Speed and Accuracy
Timed practice helps you decide how much time to spend on direct, numerical and case-based questions.
Identify Weak Chapters
Paper-wise analysis makes it easier to find chapters where your accuracy remains low.
Reduce Examination Anxiety
Repeated practice in an online test environment makes the examination format more familiar.
How to Use JAIIB Mock Tests Effectively
Step 1: Complete One Chapter
Study the video lesson or reading material and prepare concise notes.
Step 2: Attempt the Chapter Test
Take the corresponding chapter-wise mock test without referring to your notes.
Step 3: Review Every Answer
Check both correct and incorrect answers. A correct guess should not be treated as complete understanding.
Step 4: Record Your Mistakes
Maintain an error notebook containing:
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Topic
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Incorrect approach
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Correct concept
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Formula or rule
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Reason for the error
Step 5: Reattempt Weak Topics
Revise and reattempt weak chapters after a gap instead of immediately memorising the answers.
Step 6: Take Module-Wise Tests
After completing a module, attempt mixed questions from all its chapters.
Step 7: Attempt Full-Length Tests
Move to timed, full-length paper tests after completing most of the syllabus.
How to Analyse Your Mock-Test Score
Do not look only at the final marks. Review:
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Overall accuracy
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Subject-wise accuracy
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Module-wise performance
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Time taken
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Unanswered questions
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Conceptual errors
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Calculation errors
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Questions misread
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Correct answers based on guessing
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Topics producing repeated mistakes
A score improves only when test analysis is followed by targeted revision.
Suggested Practice Benchmark
The following benchmarks are preparation recommendations, not official passing standards.
| Practice-test accuracy | Recommended action |
|---|---|
| Below 50% | Revisit concepts before taking another full test |
| 50%–64% | Strengthen weak modules and increase chapter-wise practice |
| 65%–79% | Continue revision and work on speed and avoidable errors |
| 80% and above | Maintain consistency through mixed and full-length tests |
Aim for consistent performance across multiple tests rather than relying on your highest score.
Common Mock-Test Mistakes to Avoid
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Taking full-length tests before studying the syllabus
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Attempting tests without reviewing solutions
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Memorising answers instead of understanding concepts
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Ignoring numerical questions
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Repeating familiar chapters while avoiding weak ones
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Depending on expected questions alone
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Treating memory-based questions as official papers
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Practising without a time limit
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Focusing only on marks and ignoring accuracy
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Using outdated regulatory or taxation information
Free Test or Complete Test Series: Which Should You Choose?
| Requirement | Recommended option |
|---|---|
| Want to explore the platform | Free sample test |
| Recently completed a chapter | Chapter-wise test |
| Completed one module | Module-wise test |
| Completed one paper | Full-length paper test |
| Need extensive practice for all papers | JAIIB Mock Pro |
| Need lessons, study material and mock tests | JAIIB Combo Pro |
Prepare on the MyOnlinePrep App
Use the MyOnlinePrep mobile app to study and practise according to your schedule.
Depending on your selected course, you can access:
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Video lessons
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Study material
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Chapter-wise mock tests
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Full-length tests
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Answer explanations
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Performance analysis
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Revision resources
Frequently Asked Questions
Is the JAIIB mock test free?
Selected sample and chapter-wise tests are available free of cost. Registration may be required to submit a test and access the result.
How many JAIIB questions are available on MyOnlinePrep?
MyOnlinePrep provides more than 7,000 practice questions across IE & IFS, PPB, AFM and RBWM.
Which papers are included in the test series?
The test series covers all four compulsory papers: IE & IFS, PPB, AFM and RBWM.
Are the mock tests updated for November 2026?
Tests marked for November 2026 are aligned with the current applicable syllabus and examination pattern. Check the last-reviewed date displayed with each test.
Will I receive solutions?
Detailed solutions are provided with applicable questions so you can understand the reason behind the correct answer.
Are chapter-wise mock tests available?
Yes. Chapter-wise tests are available across all four JAIIB papers according to the test series or course selected.
Does the test series contain numerical questions?
Yes. Numerical practice is included for applicable topics, particularly AFM and parts of RBWM.
Is there negative marking in JAIIB?
The current JAIIB examination rules do not prescribe negative marking for incorrect answers.
What are the passing marks for JAIIB?
The minimum passing mark is 50 out of 100 in each subject. A candidate scoring at least 45 in every subject and 50% aggregate across all papers in a single attempt may also qualify under the applicable rule.
Can I attempt the tests on a mobile phone?
Yes. Supported tests can be accessed through the MyOnlinePrep website and mobile application.
Are these official IIBF question papers?
No. MyOnlinePrep mock tests are independently developed preparation resources and are not official IIBF question papers.
When should I begin full-length mock tests?
Begin full-length tests after completing a substantial portion of the paper. During early preparation, chapter-wise and module-wise tests are more useful.
Disclaimer: MyOnlinePrep is an independent examination-preparation platform and is not affiliated with IIBF. Examination dates, rules and syllabus provisions may change. Candidates should verify important details through official IIBF publications.
